Life Coverage

Secure Your Family's Future

Comprehensive life insurance solutions that provide financial security and peace of mind for your loved ones, no matter what life brings.

50Cr+ Claims Settled
3500+ Lives Covered
100% Claim Settlement ratio

What is Life Insurance?

Life insurance is a contract between you and an insurance company that provides financial protection to your family in the event of your untimely demise. It ensures that your loved ones can maintain their lifestyle and meet financial obligations even in your absence.

At Shanti Global Capital, we offer customized life insurance plans that align with your financial goals, family needs, and budget. We help you choose the right coverage to secure your family's future.

Whether you're looking for pure protection, investment-linked plans, or retirement solutions, we have the perfect life insurance product for you.

Family Protection

Types of Life Insurance Plans

Protection, growth, and security — designed for every stage of life.

Term Life Insurance

The smartest way to secure your family’s future with high life cover at an affordable premium. Ideal for breadwinners who want powerful protectionwithout stretching their budget.

  • High coverage at economical cost
  • Flexible policy durations
  • Add-on riders for enhanced protection
  • Peace of mind for your family’s future

Whole Life Insurance

A plan that stays with you through every phase of life, helping you build long-term financial confidence and legacy security.

  • Lifelong coverage
  • Wealth value accumulation over time
  • Financial legacy for loved ones
  • Stability and long-term assurance

Unit Linked Insurance Plans (ULIPs)

A dynamic solution that combines life cover with market-linked growth potential, helping your money work harder for you while staying protected.

  • Dual benefit of insurance and investment
  • Opportunity for long-term wealth growth
  • Switch funds as goals evolve
  • Ideal for goal-based investing

Endowment Plans

Perfect for individuals who want steady savings along with life protection, ensuring important milestones are financially secured.

  • Assured maturity benefit
  • Long-term disciplined savings
  • Life protection for family security
  • Ideal for planned financial goals

Money Back Plans

Designed for those who prefer periodic payouts while staying insured, helping manage life’s planned expenses without financial stress.

  • Periodic payouts during the policy term
  • Continued life protection
  • Financial support for milestones
  • Combines liquidity with security

Retirement / Pension Plans

Build a strong retirement foundation today so you can enjoy tomorrow with financial independence and confidence.

  • Create a dedicated retirement corpus
  • Option for regular income after retirement
  • Long-term financial stability
  • Designed for worry-free golden years

Why Life Insurance Matters

Because real life doesn’t come with guarantees.

Income Replacement

If something happens to you, life insurance can replace your income so your family can still pay rent, EMIs, groceries, and daily expenses.

Children’s Education Fund

It ensures your child’s school, college, or career plans don’t stop midway due to financial constraints.

Loan & EMI Protection

Outstanding home loans, personal loans, or business liabilities can be cleared so your family doesn’t inherit debt.

Tax Savings

Premiums and certain benefits may qualify for tax advantages, helping you save while you stay protected.

Medical Crisis Support

Riders like critical illness can provide a lump sum to handle treatment costs or income loss during recovery.

Long-Term Wealth Support

Some plans help you build funds gradually for future goals while still providing protection.

Retirement Backup

Certain policies help create an additional income source after retirement, reducing dependence on others.

Peace of Mind for Everyday Life

Knowing your family will be financially stable lets you focus on living fully today without constant worry about tomorrow.

Frequently Asked Questions

Common questions about life insurance

How much life insurance cover do I actually need? +
Aim for 10-15 times your annual income, or use our Human Life Value (HLV) calculators for a more accurate estimate based on your age, income, liabilities, and family responsibilities.
What's the difference between term insurance and ULIPs? +
Term insurance is pure protection with low premiums. ULIPs combine insurance with market-linked investment, offering wealth growth potential along with life cover, though charges are higher.
Can I claim tax benefits on life insurance premiums? +
Yes, premiums are deductible under Section 80C up to ₹1.5 lakh annually. Maturity and death benefits may be tax-exempt under Section 10(10D), subject to conditions.
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Ready to Protect Your Family's Future?

Get a personalized life insurance quote tailored to your needs and budget. Our experts are here to help you make the right choice.

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